Loan Types

Conventional Loans

• 100% purchases ($0 down)
• 100% refinances (no out of pocket costs and up to 100% of property value)

Government Loans

• FHA and VA purchases and refinances
• IHFA purchases

Construction Loans

• One time close with $0 down
• Lot loans
• Spec and pre-sold construction loans available for Builders

Non-conforming Loans

• Credit challenges
• 1 day out of bankruptcy
• Alternative forms of income qualification

Debt Consolidation

• Turn all of your debt into one tax deductible monthly payment (Must have qualifying equity in present home)

Commercial Loans

• All types including mixed use

Stated and No Doc Loans

• Available for conforming and non-conforming loans